Built to increase
ecommerce revenue

Smartpay solves your biggest revenue hurdle: the broken checkout experience.

Delight your shoppers with free and automatic instalments in a single click, while Smartpay protects you from all fraud.

Drive conversions and repeat purchase, and increase basket sizes with peace of mind.

The digital future you want.
Smartpay

Get started

Improve conversion

10%UP

With pre-filled info for returning customers, and
single-tap payments, shopping has never
been easier. Our constantly optimized
checkout flow will make fewer
shoppers drop off.

Minimize risk

Smartpay takes the full credit
and fraud risk on all purchases for
you. Even in case of fraudulent returns, we
handle the chargebacks and cover their costs.

Increase revenue

20%UP

With 3 instalments free of all charges, shoppers
get more financial flexibility to complete their
purchases. Exceeding your shoppers'
expectations makes them
returning customers.

Simple integration

Whether using an e-commerce
platform, or integrating directly with
our APIs, getting up and running with
Smartpay is quick and easy. Once
integrated, the experience will
continue to be improved
automatically.

Customer Voice

“I don’t want to pay interest and hidden
fees”
“I don’t like putting all my details and
information in repeatedly”
“I don’t feel comfortable giving credit card
details to new merchants”
“I want to be able to see all of my purchase
details all in one place.”

A solution built to solve the issues your customers have with your check out

First one click check out pay later in Japan.

First in Japan!No more hassle of filling out forms and causing friction at the last step of the sales process
Seamless experience for your customers

First no interest, no late fees, free of charge.

First in Japan!3 installments with an easy to understand payment schedule - Transparency and peace of mind.

First fully automated credit card pay later solution.

First in Japan!No need to rush to Konbini store to make payment and repayments for ecommerce
Automatic re payment - No need to remember all the installment dates and risk late fees.

Fast-track your revenue goals with
Smartpay's end-to-end solution.

Turn shoppers into customers with tailored messaging throughout your site.
Shopping begins before your customers reach the cart. With On-site messaging, your shoppers can see that Smartpay is available throughout the shopping journey. Give your customers greater purchasing power, while you see an increase in your average order value.
A checkout built for conversion.
Smartpay's checkout comes with everything to create the smoothest shopping experience for your customers, including seamless customer identification and accepting Apple Pay and Google Pay. It's built to improve your business performance — converting browsers into happy customers.