The first and only bank
direct digital credit
solution.

Increase your basket size, grow your audience and improve conversion rates with our fast, flexible and highly secure payment option.

Japan Financial Innovation Award 2023
Global Financial Market Review, Fatest Growing Fintech Asia 2023
Finext Awards, Execellence in Finance Companies, Payment Gateways Awards

Stay ahead of the curve
with the better payment
option for you and your
customers.

Our Merchants

ONWARD CROSSETJ'aDoRe JUN ONLINETUMIBEAMSNELLKoala.com
First in Japan!
Take control of your spending and
shop the way you want.

Now, you can make payments with 200 national financial institutions through our app. Quicker, easier, and more secure payments without the catch.

*As a “Digital financing service that can be connected to Bank Pay for immediate debit from bank accounts” in Japan (as of December 2022)

Special Interview with Hiroyuki

Hiroyuki × Smartpay Naoya Otsubo

Hiroyuki interviews Naoya Otsubo, Managing Director and Chief Revenue Officer of Smartpay Japan about Smartpay, a commission-free (Japan's first) postpaid payment service from overseas.

See full version on Youtube

Increase sales with Smartpay

Since launch, we've seen the average purchase
price per unit continue to rise.

+45%Contemporary
art dealers
+10%Bakeries and
confectionaries
+30%Bags and
Accessories
+10%Bedding and
furniture
Increase BASKET SIZE+40%Businesses choosing us have seen their average basket size continue to grow.
+45%Contemporary
art dealers
Grow your audience+3,028%Increase of consumer registrations in the last 6 months. We are growing continuously (as of end of 2022)
+10%Bakeries and
confectionaries
Be ahead of the curve+25%3.67 times more merchants signed last month compared to 6 months ago (as of November 30, 2022)
+30%Bags and
Accessories
Improve conversation rates+10%By upping the ease at checkout, we've reduced cart abandonment and increased conversions.
+10%Bedding and
furniture

Smartpay.
Future-proof your business.

About one click consumer finance

With e-commerce and fintech advancements diversifying the way we pay globally, digital credit services are also expected to see a 75% growth domestically in the next 5 years.

Supported Platforms

BBFebisumartEC-CUBEec_being富士ソフトGr4vyAdobeSalesforce Commerce CloudSAP Commerce CloudF.aceSCSKShopify

Download Our App

Manage your purchases.
Check out our retail partners.
Pay your own way.

Get it on Google PlayDownload on the App Store
Take control of your spending and
shop the way you want.

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