Buy now, pay later, without additional charges.

Buy now, pay later,
without additional charges.

Smartpay. One click, three installments.
No interest and no fees.
Register once, check out in
less than 30 seconds.

The digital future you want.
Smartpay

Three installments without charges. Smartpay, the smart way to pay.

  • One click checkout, card-based pay later solution.First in Japan!
  • 3 installments, free of all charges.First in Japan!
  • Installment payments are automatically taken from your card.First in Japan!
Smartpay | Checkout

How it works

Enjoy shopping at your favorite brand's e-commerce site.

Enjoy shopping at your favorite brand's e-commerce site.

Add the products you like to your cart, and proceed to checkout.

Choose Smartpay at time of checkout

Choose Smartpay at time of checkout

Free and simple registration with instant approval.

Pay in 3 automatic installments

Pay in 3 automatic installments

Receive your order immediately and split your payment in 3 installments free of all charges.

Why shopping with Smartpay is a smarter way to shop

a seamless and safe checkout experience

Safe and secure

Safe and secure

No card or personal details are transferred to merchants. All data storage and network connections are secured with the latest security protocols.

Free of all charges

Free of all charges

The cost of your purchase split over three installments. That's all there is to pay.

Seamless and personalized

Seamless and personalized

30 seconds to register. One click checkout from the second purchase. Automatic installments that don't require bank or convenience.

For business

Learn how Smartpay transforms your customers shopping experience.

Find out more

Need more info?

We've got you covered with frequently asked questions, and answers.

Help Center