How much can I spend with Smartpay?

Every Smartpay user has a balance that they can spend with Smartpay. You can check your balance on the home screen of Smartpay mobile app. Smartpay however can decline individual purchases, even if the order amount is less than your spending limit. The balance is defined by similar factors as those impacting approvals of individual orders, described in "How does Smartpay work?". You can also increase the balance by completing eKYC.