Advanced Security

Safety initiatives

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  Identity verification with verification code

  A 6-digit verification code will be sent by SMS to the mobile phone number entered on the sign up screen. You don't have to worry about spoofing because signup and password reset is completed by entering the verification code. The codes are only valid for a few minutes to keep your account safe.

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  Customer Verification

  Secure your account further by verifying your identity in the Smartpay app. Submitting your ID document allows us to prevent impersonation and fraud, enabling you to use Smartpay with a peace of mind.

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  Payment information is encrypted with TLS

  All the network communication including your important payment information is encrypted via a TLS (Transport Layer Security) connection. There is no risk of your payment information being leaked to a third party.

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  All payments are monitored 24 hours a day, 365 days a year

  Smartpay monitors all transactions to protect our customers from fraud and spoofing.

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  Get instant payment notifications

  Stay in control of your spending and account with real time payment notifications. You will see how much you spent and where in real time.

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  Secure your account with biometric authentication

  Smartpay gives you the option to log-into your account using your fingerprint or face ID. This is recommended to help keep your account safe.

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  Industry standard bank account security

  At the time of bank account registration we verify your identity using multi-factor authentication method offered by your bank, to ensure only you can link your bank account to Smartpay.
  When you make payments using your bank account, you’ll receive a notification from Smartpay, asking you to log-into your account and verify that payment.